Information

Introduction 

I.C.Q Important Notes

Estate Agents

Complaints Procedure 

Are Your Mortgage Payments PROTECTED? Thinking of Surrendering Your Endowment Policy?
Enquiry Form

 

 

 

 

 

Back To Top Introduction

If you are:

You should be talking to:

David Stock & Co. Ltd.

David Stock & Co. Ltd. are Independent Financial Advisers, and with over 20 years experience in helping clients (employed and self employed) obtain the most competitive facilities and in excess of 1,000 major leading sources and over 50,000 schemes at our disposal, we can help you through the maze of different rates currently on offer.

Enquire Today

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED ON IT. 


Back To Top Instant Computerised Quotation Service

I.C.Q. - Instant Computerised Quotation service offered by David Stock & Co.Ltd

Our I.C.Q. (Instant Computerised Quotation) Service offers the lowest rates from over 1,000 lenders and 50,000 schemes offering everything from :

Such I.C.Q. programs are updated daily with the latest and lowest available rates, the programs include: - 

DMS Sickness, Accident, & Redundancy
Mortgage 2000 Mortgage Quotation System with 3,500 schemes
Homemaker NDF - New Direction Finance
Legal & General Solutions, Protection Choices, and Home Insurance Choices
EXweb  The Common Trading Platform (Web Facilities)
Micropal Funds Unit Trust, Investment, Pensions, + Life Assurance Funds Performance
Norwich Union Mortgage Quotes + Web Facilities
Trigold Prospector Mortgage Quotation System 20,000 schemes
Scottish Amicable Quotation System
Scottish Provident (QUOD) Quotation System + Web Facilities
Select & Protect Buildings and Contents
Standard Life Quotation System + Web Facilities
TMOS Quotation System + Web Facilities

Internet Quotations, Credit Scoring and Case Tracking

In addition to the Instant Computerised Quotation service, the company is now harvesting the availability and speed of the Internet. 

The company uses the Internet to register themselves to lender web sites for quick quotations, credit score decisions and case tracking for clients. 

This is a far quicker credit score rating process then the traditional methods of the letter and the fax.  

The Company has increased it's speed and presence on the Internet by introducing  BROADBAND. This has increased the speed of the Online Quotation process.  

Lenders used include: -

Many more lenders, each day, are going Online and David Stock & Co.Ltd. are committed to using their website facilities for the benefit of new and existing clients.

Put us to the test...We believe our quotations will not be beaten!. Contact us today and make an Appointment.

Enquire Today 

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED ON IT.


Back To Top Estate Agents 

We provide Independent Financial Advise for many of the Estate Agents in Newport, Risca, Chepstow, Magor & USK. This professional relationship of Estate Agent and our Independent Financial Advisers has been growing since 1988. They include the following agencies: -

Crook & Blight

Newport

01633 222 333 Grove Estates Newport 01633 859 500
Farthings

Magor

01633 822 222

     
Elstons

USK

01291 672 138
Kingstons

Newport

01633 262 628

If you have any enquiries about the services we offer or would like a quotation, simply call in our office or contact us via telephone or e-mail. A personal and professional service awaits you.

Enquire Today

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED ON IT.


Back To Top Mortgage Payments 

Are Your Mortgage Payments PROTECTED?

The Government safety-net for mortgage payers has been drastically cut back. Homeowners will receive no state help to pay their Mortgages immediately after losing their jobs. The Government are encouraging Mortgage Payers to insure against unemployment.

David Stock & Co. Ltd. have access to comprehensive policies at very competitive rates that can protect the repayments of either NEW or EXISTING MORTGAGES for SICKNESS, ACCIDENT and REDUNDANCY, and AT-LAST the SELF-EMPLOYED for Sickness, Accident and Compulsory Liquidation or Bankruptcy.

If you haven't protected your current Mortgage repayments or you are considering a New Mortgage, we would strongly recommend that you contact us for details of this excellent cover. 

Enquire Today

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED ON IT.


Back To Top Endowment Policy 

Thinking of Surrendering Your Endowment Policy?

STOP...

we, may have a better alternative

Although your Insurance Company may have offered you a Surrender Value on your Endowment Policy, WE MAY BE ABLE TO GET YOU...

UP TO 25% MORE FOR YOUR POLICY

As Independent Financial Advisers, David Stock & Co. Ltd. have access to a number of major investment companies and agencies who are interested in purchasing suitable Endowment Policies. If your existing policy has a surrender value, they may be prepared to pay you MORE FOR YOUR POLICY as an alternative to surrendering it directly to your Insurance Company.

DON'T LOOSE MONEY BY ACCEPTING THE FIRST QUOTE FOR YOUR POLICY UNTIL WE HAVE OBTAINED AN ALTERNATIVE QUOTE FOR YOU!

This Service is free the process is simple...

CONTACT US TODAY AND MAKE AN APPOINTMENT

Enquire Today

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED ON IT.


Back To Top Important Notes 

IMPORTANT NOTES ABOUT ANYONE OFFERING FINANCIAL ADVICE

Did you know that not all
Financial Advisers are the same

There are basically 3 categories of individuals who can offer you financial advice.

1.    The Insurance Company Employee is an individual who can offer you the products of one Insurance Company for whom they work. The Insurance Company Representative CANNOT offer any Independent Financial Advice.

2.    The APPOINTED REPRESENTATIVE of the INSURANCE COMPANY sometimes called a 'Tied Agent', is very similar to the above with the exception that they may not be employed by an insurance Company, but they have entered into a special arrangement where they can ONLY offer the products of one Insurance Company and are committed to doing this. The APPOINTED REPRESENTATIVE CANNOT offer any Independent Financial Advise.

Important Note:
Many local Estate Agents use the services of appointed representatives to arrange their mortgage facilities!

3.    The INDEPENDENT FINANCIAL ADVISER (David Stock & Co. Ltd.) is exactly what it suggests. Unlike all of the above, Independent Financial Advisers are not employed by or tied to any Insurance Company and are under strict regulations by the Financial Services Authority (FSA) to obtain the best available arrangements for their clients, and, because of their Independence can offer a wide and very competitive range of products to suit their clients individual needs from a large number of leading companies.

The Independent Financial Adviser Offers
Independent Financial Advice

If you have recently received or are in the process of receiving financial advice, ask your adviser which category of the above they represent. (Their business card should also provide this information).

David Stock & Co. Ltd., offer a FREE comparison of any product you have or may be considering to help you satisfy yourself that you have made the right decision. Feel free to Contact us today and make an Appointment

Enquire Today

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED ON IT.