Capped Mortgages

These rates limit your payments to variations between a minimum and maximum rate for a set period of time. By capping your interest rate you are effectively putting a ceiling on your interest rate but without fixing. The main advantage of a capped rate is that your interest rate can fall but not rise above a certain level for a fixed period of time. The disadvantage is that capped rates are often slightly higher than fixed rates.

We at David Stock & Co. Ltd are Independent Financial Advisers who can, unlike appointed representatives, obtain quotations from the entire marketplace to ensure we secure the most competitive and appropriate mortgage, pension or tax/investment package available.