Life & Critical Illness Cover
When it comes to protection everyone is different.
Like many people you might think life’s too short to worry about what might go wrong in the future.
We agree!
That’s why protection is such a good idea. It means you and your family can relax and enjoy life today, knowing if something does go wrong tomorrow money needn’t be an issue.
Here at David Stock and Co. Ltd we have access to the whole protection market. Our Mortgage Experts have the knowledge and experience to create bespoke cover for you. Let us provide you with peace of mind.
You can select different levels of cover, which reflects on the cost. For example: basic life insurance that would pay up in the event of your dying in, say, the next twenty years, is relatively cheap. This is called term assurance. If you compare to this an endowment policy which provides life cover over the same period, but then a sum of money at the end (to pay off your mortgage, for example) then the premium can be ten or fifteen times higher.
This does not mean that the endowment is bad value, it is just a completely different type of plan and whilst the term assurance has no value at the end of it the endowment has a significant value.
We at David Stock & Co. Ltd are Independent Financial Advisers who can, unlike appointed representatives, obtain quotations from the entire marketplace to ensure we secure the most competitive and appropriate mortgage, pension or tax/investment package available.
If you have any Enquiries about the services we offer or would like a quotation, simply call in our office or contact us via telephone or e-mail. A personal and professional service awaits you.
